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Search: Posts Made By: grug72
Forum: The Main Room 07-Apr-08, 05:07pm
Replies: 161
Views: 21,409
Posted By grug72
Before you go quoting things and being a smart...

Before you go quoting things and being a smart arse maybe you should try understanding what you are quoting magic torch. Your whole quote is in relation to the "interest rate' payable on cash...
Forum: The Main Room 04-Apr-08, 04:42pm
Replies: 161
Views: 21,409
Posted By grug72
^^ If that is the case I think US Real Interest...

^^ If that is the case I think US Real Interest Rates would already be negative, basing that on the average inflation in the US currently being just over 4% and US Fed Cash rate around 2.25%.
Forum: The Main Room 04-Apr-08, 04:34pm
Replies: 161
Views: 21,409
Posted By grug72
I am not going to get into an arguement with you,...

I am not going to get into an arguement with you, but I will say nobody that I am aware of within investment/financial services refers to investment earnings as an 'Interest Rate', interest rates...
Forum: The Main Room 04-Apr-08, 04:15pm
Replies: 161
Views: 21,409
Posted By grug72
Ummm.... no Japanese lending rates are not...

Ummm.... no Japanese lending rates are not negative, they are 0.5% per annum (based on overnight call rate) and looking at going up.

Nettsu, I dont want this to come out the wrong way, but I doubt...
Forum: The Main Room 04-Apr-08, 01:21pm
Replies: 161
Views: 21,409
Posted By grug72
Ummm...do you mean investment earnings are...

Ummm...do you mean investment earnings are negative.

Interest rates are rising not negative, and as a superannuation admistrator you should realise that your investment returns are completely...
Forum: The Main Room 01-Apr-08, 12:51pm
Replies: 161
Views: 21,409
Posted By grug72
To true, love my SMSF, so much freedom. Have a...

To true, love my SMSF, so much freedom.

Have a good accountant so reporting isnt to bad.
Forum: The Main Room 01-Apr-08, 12:50pm
Replies: 161
Views: 21,409
Posted By grug72
Sydney, I am fairly certain that the OTE...

Sydney, I am fairly certain that the OTE references in the guideline are in relation to the employers obligation to meet a minimum standard of payment calculation.

It is my understanding that you...
Forum: The Main Room 01-Apr-08, 11:57am
Replies: 161
Views: 21,409
Posted By grug72
Try this link, page...

Try this link, page 10

http://www.ato.gov.au/content/downloads/n1987-09-2006_w.pdf
Forum: The Main Room 01-Apr-08, 11:51am
Replies: 161
Views: 21,409
Posted By grug72
^^^ No worries mate, I am a financial planner so...

^^^ No worries mate, I am a financial planner so have a fair bit of that information to hand.

Flick me a PM with your email, and i will get you something when i can
Forum: The Main Room 01-Apr-08, 11:42am
Replies: 161
Views: 21,409
Posted By grug72
^^ That is incorrect you are entitled to...

^^ That is incorrect you are entitled to Superannuation on leave on Termination. IT is payable to your Superfund as a lump sum, and is payable within 28 Days of termination. It is still considered...
Forum: The Main Room 01-Apr-08, 11:10am
Replies: 161
Views: 21,409
Posted By grug72
No actaully super is earned on money earned not...

No actaully super is earned on money earned not time worked. Super Guaranteed Contribution (SGC) is calculated as 9% of your Taxable Salary and is actually not part of your salary.

If your salary...
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