I think the Harvey Norman model can't be compared too directly, because HN sell a range of crap that the many not so internet saavy buyers are happy to travel for and buy, and shit that people want on the spot there and then eg: "My TV blew up/fridge died/bed broke and I need another one today, cos I have to work the rest of the week". Their price matching policy sucks arse too. They wouldn't match a plasma I had lined up from a reputable online store with delivery, they wanted $50 more because I'd have got it that day if I bought off HN.

I don't think I've ever bought anything off Billy Hydes Allans because I've never found them to be price competitive.