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Derpy wanted in on a 3 way with aircon and little brad but they offered him NOTHING

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So confused right now
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So the roo has sought me out. And brought a mysterious bag of white powder with him...
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Who here is like totes good with money and stuff?

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

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Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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I don't have any money to be good with.
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im heaps good in theory......... what do you need?

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Originally Posted by Derelict View Post

Highs:
Got a full time job as a sparky

Lows:

Airconteka deleted me from facebook

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If I get a mortgage where the repayments are half my total income, am I going to end up sucking cock cuddling for cash?

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

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Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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total income or total disposable income?

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Originally Posted by TRZA View Post

then realised it was 1am in the morning, i had a tab full of granny tits and was tracing pluto mouths in the other. dont think ive ever had a more "wtf am i doing with my life?" moment.

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Total income. Case study:

Loan amount: $300000
Monthly repayments: ~$2000
Net monthly income: ~$4000

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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When I say disposable in this instance I mean post-tax.

Quote:

Originally Posted by TRZA View Post

then realised it was 1am in the morning, i had a tab full of granny tits and was tracing pluto mouths in the other. dont think ive ever had a more "wtf am i doing with my life?" moment.

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Oh, yeah that's post-tax.

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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Its doable, but, your life is going to suck for a long time. Cya later, shitlord.

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Originally Posted by TRZA View Post

hiphop mixing is where its at. 30 second snippets. 100+ tracks an hour. just scratch the shit out of a record between em and smash the cross fader like OJ treats a white girl.

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Depends what the rest of the costs are, car loan, credit card debt, monthly porn expenditure etc. $500 a week aint a lot after groceries etc
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is your income likely to rise soonish, promotion or are you on cpi payrises or something? Interest rates are really really low, in a year or two when they are possibly up 2/3 % from now, you would be really fucked. I wouldnt touch that debt with a barge pole on 4k a month, you need to be able to sleep at night.

Quote:

Originally Posted by Derelict View Post

Highs:
Got a full time job as a sparky

Lows:

Airconteka deleted me from facebook

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Quote:

Originally Posted by airconteka View Post

Depends what the rest of the costs are, car loan

Haven't got one.

Quote:

Originally Posted by airconteka View Post

credit card debt

Haven't got one.

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Originally Posted by airconteka View Post

monthly porn expenditure

Internet.

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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Quote:

Originally Posted by jdoodle View Post

is your income likely to rise soonish, promotion

Who knows, I was the golden child at work before I decided to fuck off for 13 months. I'll have to gauge the vibe when I get back. It's all purely academic at the moment anyway, I've still got like 5 months left on my full-time contract with le army.

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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I really feel for anyone that's buying at the moment, especially in Sydney. I wanted to get into the market but the prices are just insane and would kill my life completely due to the cost. Good luck if you do decide to go for it
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Cheers.

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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From my understanding you have to prove to the bank that you can make repayments by saving the cost for three months or something like that, so it could be worthwhile giving it a go anyway.
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I don't think he was after tips on getting a loan approved, i think he was after his quality of life after committing to a 50% income loan ^


But yeah, a few of my mates got into the house market really young. It sucked balls for them, drinking goon every weekend (in your twenties), not going on any boys trips, not being able to kick on, ever, etc.etc.

But now they are pretty sorted for the next 10-15 years,

so who knows ~!
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We have to do a fair bit of maths in trade school and it's harder than you'd expect. It's all physics based.

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jesus, kiwi, i think we could run a pet wash machine off your tears... cry moar

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@Derpy: I've already got that covered, due to the false economy of operational deployment.

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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:brainwave:

brb, uploading a profile to eHarmony,

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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Quote:

Originally Posted by Astro-Boy View Post

@Derpy: I've already got that covered, due to the false economy of operational deployment.

Makes sense. You'd be saving a decent amount atm I'd imagine.

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Originally Posted by RunningWithScissors View Post

PM derelict for manual labour shit

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Leggings are not pants you say?

Spoiler:

Quote:

Originally Posted by TRZA View Post

then realised it was 1am in the morning, i had a tab full of granny tits and was tracing pluto mouths in the other. dont think ive ever had a more "wtf am i doing with my life?" moment.

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Quote:

Originally Posted by Astro-Boy View Post

Total income. Case study:

Loan amount: $300000
Monthly repayments: ~$2000
Net monthly income: ~$4000

The problem with this assessment is a 300k property can only be found in bum fuck Idaho.

Now is not the time to be buying houses...will only get cheaper.
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Quote:

Originally Posted by Anselm View Post

The problem with this assessment is a 300k property can only be found in bum fuck Idaho.

Now is not the time to be buying houses...will only get cheaper.

Assessment didn't include savings, but I know I'll be a long way from the city. Example A: http://www.realestate.com.au/propert...rama-110096277

Lookat dat fucking land. LOOK AT IT.

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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Quote:

Originally Posted by big eddie View Post

Leggings are not pants you say?

Spoiler:



الاستماع إلى ... ال التنفس المدينة.

اسم اللعبة هو ضوء يعمل.
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Quote:

Originally Posted by Astro-Boy View Post

Assessment didn't include savings, but I know I'll be a long way from the city. Example A: http://www.realestate.com.au/propert...rama-110096277

Lookat dat fucking land. LOOK AT IT.

You should always refer to the suburb as Bananarama.
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FAO: Derpy

Fuses in your fusebox should not be glowing red, and smell like burning and be half falling out huh?
You're a sparky, not a doctor, what should I do?

I assume sticking a screw driver in there to poke it back in is not the correct thing to do yeah?

Quote:

Originally Posted by TRZA View Post

hiphop mixing is where its at. 30 second snippets. 100+ tracks an hour. just scratch the shit out of a record between em and smash the cross fader like OJ treats a white girl.

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If they're glowing they're probably overheating.

Hose them down.
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Quote:

Originally Posted by Morphee View Post

FAO: Derpy

Fuses in your fusebox should not be glowing red, and smell like burning and be half falling out huh?
You're a sparky, not a doctor, what should I do?

I assume sticking a screw driver in there to poke it back in is not the correct thing to do yeah?

Pull the fuse and see what the wire is (let me know, it may be a nail ) . It sounds like it has an oversized fuse wire, and there is a fault on the circuit, thus the fuse isn't tripping. Sounds pretty serious...
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Quote:

Originally Posted by Morphee View Post

Its doable, but, your life is going to suck for a long time. Cya later, shitlord.

hollllerrrrr!

Quote:

Originally Posted by crabman View Post

I don't see nothing wrong... with a little bacon rind...

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Just caught up on the Scotty FB posts
Never be a spectator of unfairness or stupidity. Seek out argument and disputation for their own sake; the grave will supply plenty of time for silence
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Thanks Crabby. I'll think I'll give it a miss this time.


Went to check again, more burny smell. Old man came out to have a look (also a sparky, just a lazy **** who wouldnt go check till he could smell the burning himself, from inside).

AGL called and sending someone coming out. Something something insulation worn away something something spark something main fuse. Something cut off at the mains to repair something something turn off all that we can. I zoned out a little.

Exciting times in Guildford. If its not drive bys, its faulty or worn fuses.

Quote:

Originally Posted by TRZA View Post

hiphop mixing is where its at. 30 second snippets. 100+ tracks an hour. just scratch the shit out of a record between em and smash the cross fader like OJ treats a white girl.

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Quote:

Originally Posted by TRZA View Post

hollllerrrrr!

Yeah I was basing m assessment of this guy I know. We used to hang out, smoke weed, go to hiphop shows and were real cool like.

Now he owns his own place and is a fucking hermit.

Quote:

Originally Posted by TRZA View Post

hiphop mixing is where its at. 30 second snippets. 100+ tracks an hour. just scratch the shit out of a record between em and smash the cross fader like OJ treats a white girl.

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Quote:

Originally Posted by crabman View Post

If they're glowing they're probably overheating.

Hose them down.

Don't alarm our customers unnecessarily, when on fire - we recommend hosing down.

Quote:

Originally Posted by TRZA View Post

then realised it was 1am in the morning, i had a tab full of granny tits and was tracing pluto mouths in the other. dont think ive ever had a more "wtf am i doing with my life?" moment.

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Quote:

Originally Posted by Astro-Boy View Post

Assessment didn't include savings, but I know I'll be a long way from the city. Example A: http://www.realestate.com.au/propert...rama-110096277

Lookat dat fucking land. LOOK AT IT.

Still man, I'd be really wary of buying houses at the moment. Prices won't rise in the next 6 months and there is a reasonable chance of something bad happening imo.
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Quote:

Originally Posted by Morphee View Post

Yeah I was basing m assessment of this guy I know. We used to hang out, smoke weed, go to hiphop shows and were real cool like.

Now he owns his own place and is a fucking hermit.

hollllerrrrr hollllowned

Quote:

Originally Posted by crabman View Post

I don't see nothing wrong... with a little bacon rind...

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Quote:

Originally Posted by Anselm View Post

Still man, I'd be really wary of buying houses at the moment. Prices won't rise in the next 6 months and there is a reasonable chance of something bad happening imo.

I won't be back in Melbourne until Christmas, and won't be actually in a position to buy until early to mid next year. Pretty ken to see what the market does between now and then.

Quote:

Originally Posted by SlicyDicer View Post

I got kicked out of seven for falling asleep with a bottle of sparkling wine in my hand

Quote:

Originally Posted by SlicyDicer View Post

Then I snuck back in and fell asleep again, boy were they mad

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Supply fuse replaced. Power is back.

Everything is as it should be.

Quote:

Originally Posted by TRZA View Post

hiphop mixing is where its at. 30 second snippets. 100+ tracks an hour. just scratch the shit out of a record between em and smash the cross fader like OJ treats a white girl.

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Quote:

Originally Posted by tapout View Post

Just caught up on the Scotty FB posts

Happy to amuse you, mate.

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Originally Posted by CheelWinston View Post

Enlightened, morally strong sports fans follow the NRL.

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Visited my brother in law in hospital tonight after he had a stack in a mountain bike race, poor bastard looks horrendous, broken neck, cheekbone, fingers, teeth knocked out. Ouch
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Uh oh. He going to make a full recovery?

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Too early to tell, will be in the body brace for months, will drive him nuts
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Ouch.

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Originally Posted by tapout View Post

Just caught up on the Scotty FB posts

Me too.

What the hell Scotty?
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aircon: fingers crossed.

Yeah, I don't even know. Her end game is like a mystery to me, I'm just along for the apparent ride.

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You wish you were rocking legs like those.
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Quote:

Originally Posted by airconteka View Post

Visited my brother in law in hospital tonight after he had a stack in a mountain bike race, poor bastard looks horrendous, broken neck, cheekbone, fingers, teeth knocked out. Ouch

That sux man

Spoiler:
do you think he'll be selling his mountain bike cheap?
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Quote:

Originally Posted by airconteka View Post

Visited my brother in law in hospital tonight after he had a stack in a mountain bike race, poor bastard looks horrendous, broken neck, cheekbone, fingers, teeth knocked out. Ouch

ffffffffuuuuucccckkkkkkkkkkkkk
one week in hospital was the most boring time of my life a couple of years ago, that long.......

Quote:

Originally Posted by Derelict View Post

Highs:
Got a full time job as a sparky

Lows:

Airconteka deleted me from facebook

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http://www.npr.org/story/151936266?u...nary-advantage
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Quote:

Originally Posted by little_brad View Post

That sux man

Spoiler:
do you think he'll be selling his mountain bike cheap?

Yeah I made that joke last night, we all laughed, then he cried, then I cried.

Quote:

Originally Posted by jdoodle View Post

ffffffffuuuuucccckkkkkkkkkkkkk
one week in hospital was the most boring time of my life a couple of years ago, that long.......

Yep he is already going mental and it's only been 2 days
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